# Take Control of Your Finances

Budget Smarter, Spend Better

No apps. No spreadsheets. Just text. Track your expenses, manage your budget, and save for your goals—all through SMS.

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How It Work

Make Your Device Manage Everything For You!

Step - 01

Make a Payment

Complete your payment to activate your smsBudgetAI subscription.

 

Process
Step - 02

Get SMS Confirmation

Receive a welcome SMS with setup instructions and a link to explore smsBudgetAI features.

Process
Step - 03

Set Up Your Categories

As a premium user, create your budget categories and start tracking expenses instantly via SMS.

Process
Pricing Plan

Standard Plan

ULTIMATE

Manage your budget through SMS

$9.99/month

Register your income and expenses in seconds

  • Picture Supported
  • Audio Supported
  • Text Supported
  • Unlimited Expenses
  • Unlimited Income
  • Weekly Summary on Budget
  • Month to Month Savings
  • Default Categories
  • Custom Categories
  • Up to 50 inquiry requests
About
About SMS Budget AI

The Simplest Way to Track Your Money

Managing your budget shouldn't be complicated. With SMS Budget AI, you can track expenses, save for goals, and check your balance—all through simple text messages. No apps, no spreadsheets, no hassle.

  • Track expenses instantly via SMS.
  • Get real-time updates on your budget.
  • Set up savings goals and watch them grow.
About
Why Choose smsBudgetAI?

Smart Budgeting, No Apps Required

Unlike traditional budgeting apps, SMS Budget AI works via text message—so you can manage your finances anytime, anywhere. Just send a text, and we’ll handle the rest.

  • No app downloads—just SMS.
  • Real-time budget tracking.
  • Secure and private.
  • Simple setup, instant results.
Our Features

The Smartest Way to Manage Your Budget

Secure & Private

Your financial data stays safe and private. No apps, no third-party tracking—just simple SMS-based budgeting.

Track All Your Cards

Banks provide expense tracking, but managing multiple credit cards and accounts can be confusing. SMS Budget AI consolidates everything in one place.

Smart Categorization

Every transaction is automatically sorted into categories like groceries, dining, and entertainment—so you always know where your money is going.

Real-Time Budget Updates

Instantly check your remaining balance for any category by sending a quick text—no need to log in to multiple banking apps.

FAQs

Frequently Asked Questions

Got questions? Here are the answers to some of the most common inquiries about smsBudgetAI.

smsBudgetAI lets you track expenses, set up budget categories, and save for goals—all via simple text messages. Just send a message like:
"Groceries, Walmart, $10"
and the AI will update your budget instantly.

Unlike bank trackers, which only show transactions per account, smsBudgetAI consolidates **all** your credit cards, bank accounts, and expenses in one place. No need to check multiple banking apps—just send a text and get a complete financial overview.

No! smsBudgetAI works entirely via **text messages**—no apps, no logins, no spreadsheets. Just send a text and track your budget effortlessly.

Yes! You can create a savings category and add money to it monthly. For example:
"Add $50 to my laptop savings"
smsBudgetAI will track your savings and let you know how much you've accumulated over time.

Just text **"How much do I have left in groceries?"** and smsBudgetAI will reply with your remaining budget for that category. No need to calculate—just ask!

Faq